Effective date: October 4, 2026

This policy describes how LoanLens: EMI Calculator ("the app") handles your information. The short version: it doesn't collect any.

Data Collection

LoanLens does NOT collect, store, transmit, or share any personal data. There are no accounts, no sign-ins, and no servers.

• Your loan inputs (amount, interest rate, tenure, EMI date) and your settings (theme, currency, number style, haptics) are stored only on your device and never leave it.
• If you choose Contact support or report a bug in Settings, your own mail app opens with the app version and iOS version filled in. Nothing is sent unless you decide to send that email yourself.
• The app makes no network connections of any kind.
• The app contains no analytics, no tracking, no advertising, and no third-party SDKs.

Permissions

The app requests only one optional permission: add-only access to Photos, asked the first time you choose Save Image when sharing a loan summary. It lets LoanLens save that image to your library; it cannot see, read or delete any of your photos. The app requests no location, contacts, notifications or any other access.

Crash Reports

If you have opted in to share diagnostics with Apple (in iOS Settings → Privacy & Security → Analytics & Improvements), Apple may share anonymized crash reports with us through its standard developer tools. These reports contain no personal information and are governed by Apple's Privacy Policy. We use them only to fix bugs.

A Note on Calculations

All EMI and amortisation calculations happen entirely on your device. Results are estimates for planning purposes and may differ slightly from your lender's figures due to rounding conventions, fees, or compounding differences.

Children's Privacy

The app does not collect data from anyone, including children.

Changes to This Policy

If this policy ever changes, the updated version will be posted at this page with a new effective date.

Contact

Questions about this policy? Email [email protected].