Effective date: July 6, 2026

This policy describes how LoanLens: EMI Calculator ("the app") handles your information. The short version: it doesn't collect any.

Data Collection

LoanLens does not collect, store, transmit, or share any personal data. There are no accounts, no sign-ins, and no servers.

• Your loan inputs (amount, interest rate, tenure) are stored only on your device and never leave it.
• The app makes no network connections of any kind.
• The app contains no analytics, no tracking, no advertising, and no third-party SDKs.

Permissions

The app requests no permissions at all — no location, no contacts, no notifications, nothing.

Crash Reports

If you have opted in to share diagnostics with Apple (in iOS Settings → Privacy & Security → Analytics & Improvements), Apple may share anonymized crash reports with us through its standard developer tools. These reports contain no personal information and are governed by Apple's Privacy Policy. We use them only to fix bugs.

A Note on Calculations

All EMI and amortization calculations happen entirely on your device. Results are estimates for planning purposes and may differ slightly from your lender's figures due to rounding conventions, fees, or compounding differences.

Children's Privacy

The app does not collect data from anyone, including children.

Changes to This Policy

If this policy ever changes, the updated version will be posted at this page with a new effective date.

Contact

Questions about this policy? Email [email protected].